Insurance Products

HouseLet Property Services

Rent & Legal Protection Insurance

There are 3 types of product available in this category, 2 of which are provided with rent guarantee insurance, as follows:

Legal Expenses

This is a comprehensive Legal expenses product that will cover the landlords costs of any disputes between themselves and their tenant(s). This is a 12 month policy and costs just £39.50 per annum.

Legal Expenses & Rent Guarantee (6 Months)

Comprehensive Legal expenses product covering the landlords costs for disputes between themselves and their tenant(s), with rent guarantee insurance up to a maximum of £2,500 per month. This is a 6 month policy and costs just £52.50 .

Tenant Referencing

It is a requirement of this policy, that the policy holder presents the following information in the event of a claim:

For Professional Lets
- 2 forms of identification from the tenant, one containing a clear photograph
- A comprehensive tenant reference.

Landlords Household Insurance

Landlord Household Insurance is a comprehensive insurance policy offered at extremely competitive rates. Our products are underwritten by leading UK insurers including AXA Primary Insurance Group.

Landlords Buildings & Contents

Standard insurance rates for Professional Lets start at just £1.80 per £1,000 sum insured. We provide quotes to the Private Rented Sector for properties let to: Professionals/People of independent means, students, DSS and Unoccupied Properties. In addition we provide comprehensive cover for U.K. Holiday and Second Homes, as well as Holiday Homes within the European Union.

Policy Benefits

Our policy covers all the standard perils as well as providing the following cover for properties of all sizes throughout the UK.

Cover for Houses, Bungalows and Flats
- Commercial and residential combined
- Loss of rent cover is 20% of the Buildings Sum Insured
- Property owner's liability £2,000,000.00
- Terrorism cover is included
- 90 day unoccupancy clause
- Contents cover up to £35,000.00
- Insurance cover is 'new for old'
- Policy Excess: £100.00 for Buildings and £50.00 for Contents

Free legal and Tax advice Helpline

Tenants Contents From £52.50 per year

This policy is available for all residential tenants (including students) living in flats, bed-sits, shared accommodation and halls of residence, for properties of all sizes throughout the UK. Covers loss or damage as a result of all standard perils including:

- Fire, Smoke, Explosion, Lightning, Earthquake
- Storm or Flood
- Theft or Attempted Theft consequent upon violent and forcible entry
- Escape of Water
- Malicious Damage consequent upon violent and forcible entry
- Riots or Civil Commotion
- Collision, Falling Trees or Branches
- Lamp-posts, TV aerials or Masts
- Additional benefits include:
- Accidental Damage to Home Entertainment Equipment
- Accidental Damage to Mirrors and Glass
- Accidental Loss of Oil and Metered Water
- Temporary Removal
- Alternative Accommodation
- Tenants Liability to the public up to £2,000,000

Accidental damage to Landlords Contents

The policy includes full accidental damage cover to landlords contents which provides peace of mind for landlords, whilst helping to protect a tenant's deposit.

Personal Possessions
We offer additional cover for personal possessions provided that they belong to you or your family and that they are mainly used for private purposes. This includes personal effects, valuables and money.

Full details are available in the attached policy wording and should be fully understood prior to taking out the policy. The above information provides only a brief explanation of the policy, and full details are available in the attached policy wording.

Block rate schemes are also available from just £5.00 per tenant per month.

Please ring for further details

Telephone 0845 226 3471 (low call rate)
Fax 0845 226 3472
Postal address: 89 High Street, Market Deeping, Peterborough. PE6 8ED
electronic mail: General Information: credref@houselet.co.uk; Sales and Customer Support: